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November 19, 2008

Credit Counseling Site Review

Posted by Malou at 11/19/2008 05:26:00 PM
I found my self falling., falling, falling in debt and I didn't stop to realize how I got there until I was there. So much debt it will take me ten years if I'm lucky by paying three times the minimal on my payment to get out. It's so easy to use a credit card it's not funny, and once you have credit they give you more and more credit. Learning to use one card of lower interest to pay off another card of higher interest seem to be a monthly habit but what I didn't read on my statement is that my money would go to the lower interest rate money on the card before it would pay off any of the higher rate money that I borrowed. So the interest compounded on the higher amount, month after month after month. So even paying three times my minimal it's still didn't really knocked down the monies that I owed. Most of my payment went to interest very little to principal. Finally I decided to look into consolidate debts it made things so much easier. My payments were about forty percent less by doing this. Thanks to a friend telling me this number debt- 866-253-1473 I'm back on track again.

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