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January 25, 2012

Doctors medical malpractice insurance

Posted by Malou at 1/25/2012 11:32:00 AM 0 comments
Years ago my husband had a general contracting business. After the first years in business he was doing really well. The only thing that he said that was somewhat unexpected was compensation insurance. Compensation insurance is based on payroll so obviously the more jobs you get the more payroll you have, the more insurance you have to pay. So after paying quite a bit each quarter at the end of the year he had to come up with another 6,200.00 dollars to balance the compensation insurance. After understanding all these its not so hard to understan Doctors medical malpractice insurance. You do one little thing wrong these days or you don't do anything wrong at all and there's still people out there that just feel like suing you for the heck of it.

X-treme power quarts infrared heater

Posted by Malou at 1/25/2012 11:25:00 AM 0 comments
Our back porch is such a joy in the summer time. Its lightly shaded from 11:20 am to sundown. Opening up the windows to catch a nice breeze on the summer day while sipping tee with a friend is so relaxing. In the winter time though there's no heating system in there so it makes for a very cold room. The other day we got tired of that cold atmosphere and decided to buy a new x-treme  power quarts infrared heater. They say it will heat the room for about a dollar a day but that's a regular room . The back porch is about 50% glass which is very cold in winter but its well worth it to be able to use the area in the winter time.

January 24, 2012

Dermal Fillers

Posted by Malou at 1/24/2012 10:05:00 AM 1 comments
A friend of mine that I went to school with and then eventually college always had her bouts  losing weight then gaining it back again. She was always so excited with having to go out and buy new clothes but then six months later going back to her old clothes. After years with this she finally found the right program that she could stick with that kept her weight stable.

After all these she went in for a few cosmetic procedures on different parts of her body.  One of her main concerns that she had was restylane cost. As she searched online which seemed to last for months she either printed or wrote down all the pros and cons of xeomin and later on the juvederm filler. There's so much information online these days, a great site that helped her the most in her search is at  She says when in doubt I'd go there for answers and also to cross checked herself.

The nervousness and stress would always be apparent  in the countdown of days before she would go to the doctors. The reward for her turned out to be extremely great. What I didn't realize was she was taking before and after pictures all through these even though I could see the extreme difference after she laid out the pictures on the kitchen table. I was so astonished.

Facebook updates

Posted by Malou at 1/24/2012 09:08:00 AM 0 comments
Facebook can be a lot of fun these days. I think more fun than anything else.  The only problem is you have to make sure if you don't want the whole family to know everything at once you better  learn how to refrain from writing all of your daily activities. Sometimes my cousin will say something and I will repeat it where other people will see it and he gets mad that they know his business before he decides to tell them. So that starts  a little war so I really started watching what I am typing.

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